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What information do we collect?

We collect information from you when you place an order or fill out a form.

Any data we request that is not required will be specified as voluntary or optional.

When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address or phone number. You may, however, visit our site anonymously.

Google, as a third party vendor, uses cookies to serve ads on your site. Google’s use of the DART cookie enables it to serve ads to your users based on their visit to your sites and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

What do we use your information for?

Any of the information we collect from you may be used in one of the following ways:

  • To improve our website
    (we continually strive to improve our website offerings based on the information and feedback we receive from you)
  • To improve customer service
    (your information helps us to more effectively respond to your customer service requests and support needs)

How do we protect your information?

We implement a variety of security measures to maintain the safety of your personal information when you submit a request or place an order.

These security measures include: SSL (Secure Sockets Layered) technology to ensure that your information is fully encrypted and sent across the Internet securely or We are in full compliance with Massachusetts Data Protection regulation 201 CMR-17..

We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Database to be only accessed by those authorized with special access rights to our systems, and are required to keep the information confidential.

After a transaction, your private information (credit cards, social security numbers, financials, etc.) will not be stored on our servers.

Do we use cookies?

Yes (Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information.

Do we disclose any information to outside parties?

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

California Online Privacy Protection Act Compliance

Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.

Childrens Online Privacy Protection Act Compliance

We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.

Massachusetts Data Protection Regulation

The Commonwealth of Massachusetts requires that all companies that work with personal information comply with Data Protection regulation 201 CMR-17. BuyTermLife.com Insurance Services is in full compliance with said regulation. Additionally, we do not sell any of your personal information to third parties.

Providing Personal Information to Insurance Companies

Information is provided only after you authorize us to begin the application process. Providing personal information on our website is necessary to receive an application so that we may be able to assist you with your life insurance needs.

How Insurance Carriers use Your Information

Information we gather through the application process is submitted to the insurance company you selected. The carriers use use personal information to determine your final eligibility and rates. All insurance carriers have their own privacy policies that are separate from BuyTermLife.com Insurance Services Privacy policy

Your Consent

By using our site, you consent to our privacy policy.

Changes to our Privacy Policy

If we decide to change our privacy policy, we will update the Privacy Policy modification date below. Policy changes will apply only to information collected after the date of the change.

This policy was last modified on 3/6/2010

Contacting Us

If there are any questions regarding this privacy policy you may contact us using the information below.

BuyTermLife.com Insurance Services
60 Bailey Blvd.
Haverhill, Massachusetts 01830
U.S.A.
info@buytermlife.com
1-800-521-0312

Privacy Policy Customer Pledge

We pledge to you, our customer, that we have made a dedicated effort to bring our privacy policy in line with the the following important privacy laws and initiatives:
Federal Trade Commision Fair
California Online Privacy Protection Act
Childrens Online Privacy Protection Act
Privacy Alliance

Respectfully,

BuyTermLife.com Insurance Services
www.buytermlife.com

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